Schedule-only automation
A calendar can trigger a payment attempt but cannot manage what happens when the attempt fails.
Revenue / Recurring Collections
Turn recurring receivables into predictable cash.
Coordinate schedules, mandates, auto-collection, smart retry, dunning and recovery as one recurring collection lifecycle.
Schedules · Mandates · Auto-Collection · Smart Retry · Dunning · Recovery
Recurring obligationCollection lifecycle
ScheduleAuto-collectMandate and collection policy define when the next attempt should run
01Due
02Attempt
03Retry
04Recover
Current stateSmart retry scheduled
DunningAvailable if collection remains unsuccessful
Why it matters
Recurring revenue is only predictable when collection behavior is predictable.
Schedules alone do not create recurring cash. Mandates, payment attempts, retry behavior, dunning and recovery need to work as one lifecycle.
Without the right operating layer
Disconnected mandate logic
Collection rights and collection timing become harder to operate when mandate state is managed separately.
Blind retries
Repeating the same failed attempt without context can increase failure rather than recovery.
Manual recovery
Dunning and recovery often become manual queues after automation stops working.
With Zopio
Coordinate schedules and mandates
Keep recurring timing and collection authorization in the same operating model.
Automate collection attempts
Run recurring collection behavior without rebuilding it inside every channel.
Retry intelligently
Use smart retry as a controlled stage in the collection lifecycle.
Recover failed collections
Connect dunning and recovery to the same receivable history instead of treating failure as the end state.
How it works
How a recurring receivable becomes collected cash.
Recurring Collections follows the obligation from its scheduled due point through collection, retry and recovery.
- 01Schedule
- 02Mandate
- 03Collect
- 04Retry
- 05Recover
Schedule the obligation
Define when the recurring receivable should become actionable.
Confirm mandate state
Use the collection authorization required for automated payment behavior.
Run auto-collection
Execute the scheduled collection attempt through the payment stack.
Apply smart retry
Choose the next eligible retry behavior when the initial collection does not complete.
Move into recovery
Use dunning and recovery as continued lifecycle stages rather than manual exceptions.
Core capabilities
One lifecycle from scheduled due date to recovery.
The product scope covers the operational stages required to turn recurring obligations into repeatable collection behavior.
Schedules
Define when recurring receivables become due for collection.
Mandates
Track the authorization context required for automated collection.
Auto-Collection
Initiate recurring payment attempts without manual intervention.
Smart Retry
Control retry behavior after an unsuccessful attempt.
Dunning
Manage structured follow-up when automated collection remains unsuccessful.
Recovery
Keep failed collection cases inside a continued path toward cash realization.
Recurring operating model
Treat failure as a state in the lifecycle, not the end of automation.
Recurring Collections keeps scheduled obligations, payment attempts and recovery behavior connected so the organization can operate recurring cash systematically.
Receivables · Mandates · Payment Execution · Notifications · Collection Operations
Lifecycle stateKeep each recurring receivable inside an explicit collection state.
Retry controlSeparate eligible recovery attempts from blind repeated execution.
Mandate awarenessKeep collection behavior aligned with the authorization context.
Recovery continuityPreserve the history from original due date through dunning and recovery.
Common use cases
Use Recurring Collections wherever repeat billing still requires active collection operations.
The product is useful for any business with repeated receivables where payment failure needs a structured response.
Recurring B2B collections
Automate repeated account collections while preserving retry and recovery behavior.
Mandate-based collection
Coordinate scheduled collection with the mandate state required to execute it.
Failed payment recovery
Move unsuccessful attempts through smart retry, dunning and recovery.
Predictable collection operations
Give revenue teams one lifecycle for scheduled and exception collection behavior.
Part of Zopio RevenueExecute → Repeat → Monetize → Recognize
- 01Revenue Execution
- 02Recurring Collections
- 03Subscription Revenue
- 04Revenue Recognition
Revenue Recognition is coming soon.
Modular by design
Start with what you need. Expand when you need more.
Use Recurring Collections to make repeat receivables operationally predictable, then connect Revenue Execution or Subscription Revenue where the broader model requires it.
Talk to an expert